top of page

What We Do

IOA has established the “Total Cost of Risk” Service Program to ensure that all client service needs are identified and met. Superior service requires planning, organization, and continuous monitoring.

Green Orchard

Coverages

General/Farmowners Liability

Commercial Property

Workers Compensation

(Including H-2A)  

Crop Insurance

Commercial Auto

Equipment

Pollution Liability 

Umbrella/Excess Liability

Ocean Cargo/Stock Thru Put

Alternative Risk Solutions

(Captive Development)

Employee Benefits

Payroll Services

Tractors Parked in the Crop Field

Claims Handling

Human Resource Consulting

Claims Liaison

Greenhouse

Risk Services

Ag Specific policy endorsements

Experience Mod Analysis

“Lay up” credits for seasonal industries

Pollution Exposure Analysis 

Safety & Loss control program development

Loss Mitigation/Prevention Services

Compliance Assistance

bottom of page